Life Insurance

Commercial Property and General Liability Insurance

Life insurance from Maximum Protection Insurance Agency can help you secure your family’s financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off your mortgage and other outstanding debts, and maintain a comfortable standard of living.

There are a variety of life insurance policies that we can provide. Your needs will determine which policy you choose that’s best for.

Term Life

Term Life Insurance is one of the cheapest ways of providing coverage for your family. You will have protection for a limited number of years. You can choose from 5 to 40 years term policy. After the term is up than your policy will be subject to a higher premium. However there are alternatives to offset an increase premium.

Universal Life

It is a flexible premium policy which means you can pay from a minimum up to a maximum premium. The more you pay the cash value is accrued in the policy, which in turn may help reduce premium later on.

Whole Life

Whole Life insurance will provide coverage for your whole life. Plus it has cash value. Unlike term insurance, whole life combines insurance protection and savings or cash value which builds over time. Cash value build-up may provide a source for living benefits, for example, helping pay off a mortgage, or a child’s education, or cash surrender value if the policy is ever cancelled.

There are many other life products that can be of benefit to you and your family. We have a policy that will cover living benefits. That means this policy will cover you will you’re living for terminal, chronic, and critical illnesses i.e. if you suffer a stroke, cancer, disability etc… You will be covered up to a $1,000,000 depending on the death benefit limit purchased.

One of the greatest gifts that you can give to your family is a life insurance policy.